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Lufax is a leading financial services enabler for small business owners in China. We offer tailor-made financing products to small business owners and other high-quality borrowers to address their large unmet needs. In doing so, we have established relationships with over 550 financial institutions in China, many of which have worked with us for over three years. These financial institutions provide funding and credit enhancement for the loans that we enable, as well as other products to enrich the small business owner ecosystem that we are creating.